BILL Spend & Expense Formerly Divvy

This may help you avoid late fees, missed payments and reduce the hassle of manual payments each month. The Personal plan is free for domestic transactions and currently allows users to create up to 12 new virtual cards every month. The paid plans start at $10/month and offer benefits like cashback and additional card creates to meet your needs. Capital One users can enable notifications every time their credit card account is used, which includes notifications about the virtual card activity.

For instance, the app might ask for a PIN or might require biometric authentication. That just means the wallet may scan your fingerprint or face before authorizing a transaction. If your smartphone somehow ends up in the wrong hands, all of these security measures can help keep thieves from using your digital wallet. Tap to Pay on the PayPal App helps service businesses and those without a countertop (or physical location) to provide a fast, professional way to pay. Customers can make payments using a variety of payment methods, virtually anywhere that you do business. To get Tap to Pay on your PayPal app, create or log in to your PayPal Business account.

Businesses should use virtual cards whenever they shop online, make a one-time purchase, or pay for subscriptions and operating expenses. To enroll in paperless for your account, start by reading the terms and conditions below. You are agreeing to receive your statements electronically only and some of your legal notices electronically only. If you do not wish to enroll, choose Cancel and deselect the Paperless Statements and Letters checkbox. You are leaving Discover.com and entering a website operated by a third party. We are providing the link to this website for your convenience, or because we have a relationship with the third party.

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Bank Cash+ Signature card, the Capital One Venture card, the Double Cash card, and the Freedom Unlimited card. There are lots of water companies with varying policies, but if you look on their website or give them a call, you can find out if they accept credit card as payment. If you have an Ultimate Rewards credit card such as the Chase Sapphire Preferred card, you can convert your cash-back to Ultimate Rewards points at a ratio of 1% cash-back to 1x Ultimate Rewards points. The card offers great cell phone protection insurance — up to $3,000 per year via 3 claims every rolling 12 months and $1,000 in coverage per claim with a $100 deductible per claim. As you can tell, this bonus covers many types of relevant bills, including your phone and internet bill.

This includes your statement balance plus any purchases posted on your account after the end of your billing cycle. Moreover, some credit card companies will allow you to set up mobile alerts, where you’ll get notified about your due date when you make a payment, when your statement is available, and more. You can even pay federal or state taxes owed using your credit card. Many services accept cards, such as storage rental facilities and streaming services like Netflix and Hulu. Other than rent and mortgage, most companies allow credit cards as a form of payment. A digital wallet is an electronic version of your physical wallet that allows you to pay for things online without using a physical card number.

If you choose to receive pay virtually any bill with credit cards legal notices and statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. When you learn how to pay your credit card bill online, you can also save time since you won’t have to write a check, purchase stamps, or go to the post office. If you’re a Capital One cardholder you can access your virtual card through the Capital One Mobile app or by shopping online on Google Chrome or in Android apps using Google Pay™. Or you can create virtual cards by downloading the Eno browser extension. The key here is that you have to monitor your credit card account and promptly report fraud to your card issuer. This article contains general information and is not intended to provide information that is specific to American Express products and services.

His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients. The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points. Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card. This card was made for those looking to maximize and rotate their cash-back rewards across a large range of regular expenses. If you want Plastiq to send your payment via check, you’ll be asked to provide the recipient’s address. Checks cost slightly more ($1.49), while domestic and international wires are the most expensive ($8.99 and $39, respectively).

Take some time to go through every bill you have, and find out whether or not credit cards are accepted. Check to see if there’s a separate charge before you connect your credit card to the account. Once you do this, make the payments automatic so you’ll never have to worry about missing payment due dates. Aside from your monthly utility bill or your cell phone payments, there are plenty of other bills you can pay using your credit card. Most insurance companies allow bill payment through credit card, so set up your account to automatically pay this bill each month using the card of your choice.

If not, you may have to use a service such as Plastiq to send them a check and charge the amount to your credit card to earn points. Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. According to our points and miles valuations, you can earn a return on spend of at least 3% on your utilities and monthly bills with the Freedom Unlimited card.

Pay your current balance

So if you have lots of monthly recurring bills such as internet, phone, utilities, and streaming, you could be earning thousands of extra points per month just by using the best credit cards. We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. If you want to use a credit card to pay rent without transaction fees, consider the Bilt Mastercard®. This no-annual-fee card (see rates and fees) allows you to pay rent with it and earn points where you otherwise may not be able to. Similarly, a credit card that offers elite status or annual spending bonuses would also be a great contender for Plastiq bill payments.

• Revolut virtual cards can be used for online or in-store payments, provided the stores support contactless payments.
• That’s pretty handy since mortgage payments are such a big expense for most people, and there isn’t really another way to earn points while paying it.
• When you request a virtual credit card number, your card issuer will give you a new credit card number that’s tied to your existing account.
• When the setting is disabled, the users are required to manually sign in before they can create a new virtual card via the Eno extension.
• An instant-use card is one you can use for spending as soon as a credit card provider approves your application.

Since payments can take up to 11 days to be received, you’ll want to remember this when choosing your payment options. Plastiq currently charges a credit card processing fee of up to 2.9%. You might be able to offset this fee by signing up with a referral link and referring others to the platform. Take advantage of your new online account by managing your alert settings, downloading statements or enrolling in autopay and paperless.

• Everything from your monthly Internet bill to your cell phone bill and most utility bills can be paid via card if you prefer.
• Checks cost slightly more ($1.49), while domestic and international wires are the most expensive ($8.99 and $39, respectively).
• ACH payments—also called ACH transfers—let you to transfer money from one account (like a bank account) to make a payment on another (like on your credit card account).
• The system will search its network to see if your vendor is on file, and if not, you can add the information manually.

And you can get one at any time after you’re approved for your regular credit card. A virtual card number is usually temporary and may expire before the next recurring payment is due. One downside is that any balance you have left will continue to accrue interest, so you’ll run the risk of accumulating credit card debt if you can’t keep up.

Your customers can pay you with a simple tap of their credit card, debit card, phone, or smart watch. That makes it a compelling choice not just for loyal Lowe’s customers, but also for those who spend heavily on home improvement elsewhere and could easily shift to Lowe’s. Privacy offers an instantaneous virtual card service with a focus on user convenience and safety. The BBB®-accredited company has been featured in Forbes’ list of the top 100 most consumer-centric companies of 2022.

For personal advice regarding your financial situation, please consult with a financial advisor. By law (specifically the CARD Act of 2009), your credit card bill must be due on the same date each month. Since your due date will be the same, it makes it easier to budget for your credit card bill payment.